Risk and Recovery

Legal Insights for the Insured

Monthly Archives: March 2014

Cyber Hacking: Are You Covered?

Cyber hacking, data breaches, and privacy concerns are an increasingly common risk facing companies today.  These breaches, often grabbing national headlines, can lead to substantial financial exposure.  While a growing market for stand-alone cyber insurance policies is available to minimize this risk, companies facing exposure resulting from a data breach may also have existing coverage … Continue Reading

“Public Policy” Arguments for Denying Coverage Limited by New York’s Highest Court

It is an unwelcome experience for any policyholder to receive a claim denial letter in which the insurer contends that the language of the policy excludes the claim in question.  Even more frustrating for the policyholder, however, is when the insurer contends that even if the policy language does cover the claim in question, “public … Continue Reading
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