Risk and Recovery

Legal Insights for the Insured

Tag Archives: Commercial General Liability (CGL)

New York Insurance Law: Under Construction

By Seth Schafler and Om V. Alladi on Posted in Commercial General Liability (CGL), Property Damage
Imagine you hired a general contractor to renovate the master bathroom of your home. The general contractor hired a subcontractor to do the plumbing work, but the subcontractor botched the job, resulting in a massive leak causing extensive damage to other areas of your home and valuable personal property. You demand full compensation for the … Continue Reading

Insurance Coverage in the Post-Weinstein Era

By Seth Schafler on Posted in Commercial General Liability (CGL), Directors and Officers Liability, Employment Practice Liability, Errors and Omissions
With new headlines involving sexual harassment and other inappropriate sexual conduct continuing to emerge on a daily basis, insurance coverage for claims that might emerge is something every company should consider. Recently, media reports have discussed settlements of shareholder derivative claims against members of the boards of directors and other senior executives of public companies. These settlements illustrate both the type of … Continue Reading

California Supreme Court Clarifies an Insurer’s Duty to Defend in Disparagement Cases

By Tracey Silver on Posted in Advertising Injury Liability, Commercial General Liability (CGL)
Advertising injury liability coverage offered under commercial general liability (“CGL”) policies is aimed at protecting companies against claims, often brought by competitors, alleging harm by purportedly derogatory statements in the policyholder’s advertisements.  The statements, however, need not be expressly disparaging.  Suits alleging that an ad implies the inferiority of a competitor’s product may trigger coverage.  … Continue Reading

Pennsylvania Superior Court Finds Coverage Under CGL Policy For Product Defect Claims

By Ronald A. Valenzuela and Shawn S. Ledingham Jr. on Posted in Commercial General Liability (CGL), Product Liability
Policyholders seeking defense costs for products liability claims received welcome support from a Pennsylvania appellate court which rejected an excessively restrictive view of the scope of coverage offered under commercial general liability (CGL) policies.  The court in Indalex, Inc. v. National Union Fire Insurance Co. of Pittsburgh, Pa., reversed, or at least slowed, what appeared … Continue Reading
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